Protect Your Business with Loft & Co Insurance: The Ultimate Guide to Tailored Coverage for Every Industry Need

As a business owner, protecting your assets, operations, and employees is essential. Loft & Co Insurance Services specializes in crafting comprehensive, industry-specific insurance solutions designed to safeguard a wide range of professions, from general contractors to restaurateurs. By leveraging the depth of industry knowledge and a tailored approach, Loft & Co helps clients navigate the complexities of commercial insurance with ease and confidence. Here’s a closer look at how Loft & Co Insurance offers superior coverage options, benefits, and why they’re the best choice for your business protection.

 

 

General Liability Insurance

For any business, General Liability Insurance is the backbone of protection, shielding you from claims due to bodily injury, property damage, and personal injuries. Loft & Co’s policies ensure businesses can handle lawsuits and settlements efficiently without significant financial strain, allowing you to focus on growth rather than unexpected legal issues.

 

 

Commercial Auto Insurance

If your business relies on vehicles, Commercial Auto Insurance is crucial. It covers company-owned vehicles against accidents, theft, and damages, ensuring that you won’t face disruptions in operations due to vehicle-related incidents. This coverage extends to liability for any third-party injuries, keeping both your business and employees safe on the road.

 

 

Workers' Compensation Insurance

Employee safety is paramount. Workers' Compensation Insurance by Loft & Co offers medical and wage benefits to employees injured on the job, ensuring compliance with state laws and providing peace of mind for your workforce. This coverage minimizes workplace disputes and demonstrates your commitment to employee welfare.

 

 

Commercial Property Insurance

Commercial property is a significant investment. Loft & Co’s Commercial Property Insurance protects against losses due to fire, theft, and natural disasters. This policy covers not only buildings but also equipment, inventory, and other valuable assets essential to daily operations.

 

 

Inland Marine Insurance

Businesses with valuable assets that move frequently need Inland Marine Insurance. Loft & Co’s inland marine policy covers property during transit, offering security for contractors, builders, and businesses that transport materials, tools, and equipment regularly.

 

 

Business Personal Property Insurance

To protect moveable property such as office furniture, equipment, and inventory, Business Personal Property Insurance is vital. This coverage by Loft & Co ensures that all business assets are protected from risks, regardless of location, so your business can continue operating even after a loss.

 

 

Errors and Omissions Insurance

Mistakes happen, but Errors and Omissions Insurance (E&O) protects businesses against claims arising from professional errors or negligence. For consultants, real estate professionals, and advisors, E&O insurance from Loft & Co is essential for financial protection against potential lawsuits.

 

 

Liquor Liability Insurance

Restaurants and bars serving alcohol require Liquor LiabilityInsurance to protect against claims related to alcohol-related incidents. Loft & Co offers tailored policies that cover legal fees and damages, allowing establishments to serve confidently while managing potential risks.

 

 

Business Owners Policies Insurance (BOP)

A Business Owners Policy (BOP) combines general liability and property insurance, ideal for small and medium-sized businesses. Loft & Co’s BOP packages offer comprehensive protection with customization options, covering everything from property loss to liability claims in one convenient policy.

 

 

Cyber Liability Insurance

In today’s digital age, Cyber Liability Insurance is crucial. Loft & Co’s cyber liability policy covers businesses against data breaches, cyber-attacks, and liability claims from sensitive data exposure. This is essential for businesses that store customer data or conduct online transactions.

 

 

Commercial Umbrella or Excess Insurance

For additional protection, Commercial Umbrella Insurance provides extended liability limits. Loft & Co offers umbrella policies that work alongside primary liability coverages, enhancing coverage for businesses at high risk of large liability claims.

 

 

Builders Risk Insurance

Construction projects come with unique risks, and Builders Risk Insurance covers damages to buildings under construction. Loft & Co’s policy is ideal for contractors, providing coverage against weather damage, vandalism, and other potential setbacks that can occur during building.

 

 

Equipment Floater Insurance

For businesses reliant on tools and equipment, Equipment Floater Insurance ensures coverage for moveable equipment, protecting against damage or loss during transportation or off-site usage.

 

 

Data Breach Liability Insurance

A data breach can be costly, but Data Breach Liability Insurance covers notification, legal, and remediation expenses related to breaches. Loft & Co’s policy keeps businesses prepared for cyber incidents with minimal financial impact.

 

 

Ocean Marine Insurance

For businesses involved in international shipping, Ocean Marine Insurance offers coverage against losses while goods are in transit across seas. This insurance is essential for import/export businesses and those with high-value overseas shipments.

 

 

Logistics Liability Insurance

Logistics businesses face unique risks. Logistics Liability Insurance provides protection against liabilities arising from damaged or lost goods, streamlining your business with fewer disruptions in service.

 

 

Warehouse Legal Liability Insurance

If you store goods on behalf of clients, Warehouse Legal Liability Insurance covers potential losses. Loft & Co’s policy ensures that you are protected against claims for damage, loss, or theft of stored goods.

 

 

Professional Liability Insurance

For professionals providing advice or services, Professional Liability Insurance covers claims of negligence or errors in service. This is critical for consultants, lawyers, and other service providers, keeping their reputation intact.

 

 

Industry-Specific Coverage: Contractors, Electricians, Landscapers, and More

Loft & Co Insurance specializes in industry-specific policies tailored to meet unique business needs. For contractors, Loft & Co offers:
● Contractors Insurance
● Electricians Insurance
● Homebuilders Insurance
This customization allows each profession to receive the exact coverage it needs, with unique protection for equipment, liability, and other work-specific risks.

 

 

Why Loft & Co Insurance is Your Best Choice

Loft & Co Insurance stands out because of its:

 

1. Industry Expertise - They understand the risks specific to each field, enabling tailored solutions.
2. Comprehensive Packages - With Loft & Co, you can bundle various policies, ensuring holistic coverage and better premium rates.


3. Responsive Support - Their team is highly responsive, ensuring clients receive timely support and guidance.
4. Flexible Policies - Loft & Co offers flexibility, adjusting coverage as your business grows or changes.

 

When it comes to securing your business, Loft & Co Insurance is committed to offering customized, comprehensive, and competitively priced coverage across multiple industries. Their dedication to understanding unique industry risks and providing complete protection makes them an ideal partner for any business owner.

 

 

Our Locations:

Denver

5990 Greenwood Plaza Blvd, Ste 270
Greenwood Village, CO 80111

Denver - Five Points

2530 N Washington St, Ste 100
Denver, CO 80205

Des Moines

130 E 3rd St. Ste 201
Des Moines, IA 50309

Oklahoma City

1010 NW 45th St
Oklahoma City, OK 73118

Call Us!

1-800-969-9740

E-Mail: [email protected]